About Kutumb
Building Wealth.
Preserving Legacies.
Guiding Families.
Kutumb exists because most families manage their finances in isolation disconnected products, scattered advice, no unified view. We built Financial Kundali to change that.
We had our finances with three different advisors and still couldn't see the full picture. Kutumb showed us everything in one place.
Vikram Rathore
Business Owner, Delhi
Why Kutumb Exists
Most Families Manage Finances in Silos. We Built Something Different.
After years of working with families across India, we noticed the same pattern: investments with one advisor, insurance with another, estate plans sitting in a drawer, tax strategies disconnected from everything else.
Financial Kundali was created to solve one problem give every family a single, connected view of their entire financial universe. Not another dashboard. A complete architectural portrait.
One family. One plan. One connected view. That is the Kutumb difference.
Our Philosophy
Four Pillars, One Purpose
Every decision we make is guided by four timeless principles designed to protect, grow, manage and transfer your family's wealth across generations.
Protect
We build financial resilience that safeguards your family against uncertainty ensuring your wealth endures through every stage of life.
Grow
Through disciplined, personalised strategies we help your wealth expand across generations not just for today, but for those who follow.
Manage
We bring order and clarity to your financial life consolidating every dimension into a single, visible, actionable architecture.
Transfer
We ensure your family's wealth moves seamlessly across generations with structures that honour your intentions and protect your legacy.
Our Journey
The Kutumb Journey
From years of advisory experience to a vision for India's first family wealth architecture.
Advisory Experience
Our founder began working with families across India, uncovering the same recurring challenge disconnected financial advice.
The Gap
Families had investments, insurance, estate plans and tax strategies but no single view connecting them. The industry was solving pieces, not the whole.
Financial Kundali
Drawing from Jyotish Shastra's holistic framework, we created a proprietary system that maps nine dimensions of family wealth into one unified portrait.
Kutumb Advisory
Built around the belief that every family deserves financial architecture not more financial products. A platform designed for generations, not quarters.
India's Family Wealth Architecture
Our vision is to establish Financial Kundali as the definitive framework for family wealth management across India bringing clarity to every family's financial universe.
Today
The Journey Continues
Meet the Founder
Twelve Years of
Architecting Trust
With over twelve years of experience in wealth management and financial advisory, Deepika recognised that most families approach their finances the same way they manage their day-to-day — in disconnected fragments. A portfolio here. An insurance policy there. An estate plan buried in a drawer.
Financial Kundali was born from a simple but powerful belief: every family deserves to see their complete financial universe in one clear, connected view. Not just for today, but for generations to come.
Today, Kutumb Advisory serves over four hundred families across India, managing over a hundred crore rupees in coverage. Deepika has been recognised seven times as a National Top Advisor and holds the prestigious COT and TOT qualifications from the Million Dollar Round Table.
Every family's wealth has a story. Our job is to help you understand it, protect it, and pass it on with clarity, confidence, and purpose.
Founder Achievements
A Track Record of Excellence
12+
Years of Family Advisory
400+
Families Guided
₹100Cr+
Coverage Managed
7×
National Top Advisor
COT Club Member
Court of the Table
TOT Recognition
Top of the Table
CEO Council
Axis Max Life
Top Advisor
7 Consecutive Years
The Kutumb Team
The People Behind Kutumb
A team united by a shared belief: every family deserves a financial advisor who sees the complete picture.
Raunak
Technology & Digital
Social media strategy and technology operations keeping Kutumb's client experience seamless and modern.
Tanishq
Client Relations
Ensuring every family receives attentive, responsive service from the first conversation through every milestone.
Harsh
CRM & Operations
Managing client relationships and internal coordination so your experience with Kutumb is always coherent and reliable.
Atri Ganguly
Compliance & Legal
25+ years of senior management experience across portfolio management, financial planning, and risk management. Our families' interests are legally protected at every step.
Tejpal Singh Bagga
Investments & Portfolio
Certified financial planner with 20+ years advising on mutual funds, SIFs, AIFs, and portfolio structuring for HNI families.
Soumik Saha
Portfolio Management
CFP(CM) with 20+ years supporting financial advisory professionals and HNI investors across bonds, AIFs, ETFs, and structured products.
Sarbani Sadhu Das
Insurance Specialist
Experienced sales and distribution professional focused on mediclaim, general insurance, and investor engagement across cross-functional mandates.
Recognition & Achievements
A Legacy of Professional Excellence
Industry-leading qualifications and recognition that reflect our unwavering commitment to the highest standards of family advisory.
12+
Years of Consistent Excellence
Over a decade of uninterrupted service to multi-generational families
50+
Awards Across Categories
Industry recognition for advisory excellence and client outcomes
COT
Court of the Table
MDRT's prestigious Council honouring top-performing advisors
TOT
Top of the Table
The highest tier of MDRT qualification for elite advisors
Professional Qualifications
Globally Recognised Standards of Excellence
MDRT Qualifications
Million Dollar Round Table — the global standard for financial advisory excellence
COT — Court of the Table
Top 1% of advisors worldwide recognised for exceptional client outcomes
TOT — Top of the Table
The most exclusive tier, reserved for the highest-performing advisors globally
PFP
Personal Financial Planner certification for comprehensive wealth advisory
What Families Say
Trusted by 400+ Indian Families
The families we serve are our strongest endorsement. Here is what they have to say about the Kutumb experience.
“Kutumb helped us see the complete picture of our family's finances. For the first time, we understand how everything connects — our investments, our insurance, our estate plan. It's transformed how we plan for our children's future.”
Vikram & Neha R.
Business Owners, Mumbai
“What sets Kutumb apart is the depth of thinking. They don't just look at your portfolio — they look at your life. The Financial Kundali revealed gaps we didn't even know existed.”
Sundar K.
Tech Professional, Bangalore
“We were with three different advisors before Kutumb. Now we have one complete view, one trusted relationship, and one plan that spans our entire family's future.”
Meera & Arun S.
Entrepreneurs, Delhi
Begin Your Journey
Your Family Already Has a Story.
Let's Help Write Its Financial Future.
The Financial Kundali reveals the architecture of your family's wealth connecting every dimension into one clear, actionable view. Begin your journey toward complete financial clarity.