Disclaimer

All content on this website and within My Kundali — including descriptions of the Financial Kundali, the Financial Toolkit, articles in the Family Wealth Journal, and any figures or examples shown — is provided for general informational purposes only.

Nothing on this site or within My Kundali should be interpreted as personalised financial, investment, tax, legal, or estate planning advice for your specific circumstances.

Your Financial Kundali score, 9-Graha breakdown, and recommendations are generated algorithmically from the information and figures you enter during the assessment. We do not independently verify these inputs.

This is a self-assessment and educational tool, not a licensed financial audit, credit assessment, or certified advisory report, and should not be treated as one.

Every family's financial situation is unique. The general information on this website is not a substitute for advice from a qualified, licensed financial advisor who has reviewed your complete circumstances.

We strongly encourage you to book a consultation with our team, or consult another appropriately licensed professional, before making any financial, investment, insurance, or estate planning decisions.

References to outcomes, coverage managed, or families served describe our track record and are not a promise or guarantee of future results. Investments and insurance products carry risk, and past performance is not indicative of future performance.

Kutumb Advisory makes reasonable efforts to keep the information on this website accurate and up to date, but we make no warranties about its completeness or accuracy, and we are not liable for any decisions made solely on the basis of this website's content.